Fee-Only Financial Planning / Advising in Kitchener Waterloo Cambridge - WD Development




Change the way you relate to your money





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Book a Meeting





Step 2


Start Planning





Step 3


Get Solutions





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Reduce Uncertainty, Understand Options, Choose Solutions


Concept of path branching to different directions

Family Separation Planning

Get advice on the what, how and what next when your relationship changes.  Clarify what you own, what you owe, your options for division and how those options will affect each of you.  Then take a look at what comes next based on the choices you have.


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Concept of winter changing to spring

Life Change Planning

Sudden change comes with uncertainty.  Even good news change like a financial gift.  If you're experiencing a change like career transition, job loss, change in health or inheritance/ significant financial gift- get advice so you understand your current situation and the options available.


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Personal Planning

Ready to stop asking yourself the same questions over and over?  Want to understand your current situation and how to make changes that last?  You need a plan.


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Business Planning

Businesses reflect not only the owner’s dreams and plans.  They also take on a life of their own, as economies, employees and technologies change.  Get a plan that looks at where you are, where you want to be, and how you're going to get there.  If you have business partners, get advice on aligning your collective goals with the business as it is today and how you want it to be.


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Latest Blog Posts

Making Decisions while Grieving
2023.04.26 - by: Sara McCullough
Making decisions can be difficult on a regular day.  Grieving a loss isn't a regular day.  Making decisions can become more difficult, more exhausting and the stakes may be higher.   When you're grieving and faced with decisions, it's important to understand your current situation is, what decisions need to be made immediately and which decisions can (and possibly should) be made later.   The best decision may be to wait to make a decision.  How to do you tha... Read more >>
Finding your Fixed expenses
2023.01.23 - by: Sara McCullough
Fixed expenses- the money that you’ve already spent based on the choices that you’ve made.  These expenses are scheduled to go out at a regular time in a roughly regular amount.  The exceptions to the ‘regular time, regular amount’ rule are costs to maintain your house (if you own) and your car.  These expenses are less predictable in a short time period, but ARE predictable over a longer time period.  The other truth about these expenses is that they ... Read more >>