Fee-Only Financial Planning / Advising in Kitchener Waterloo Cambridge - WD Development

 

 

 

Get started on your financial plan!

 

 

 

 

Step 1

 

Book a Meeting

 

 

 

 

Step 2

 

Start Planning

 

 

 

 

Step 3

 

Solutions

 

 

 

 

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Reduce Uncertainty, Understand Options, Choose Solutions

 

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Family Separation Planning

Get advice on the what, how and what next when your relationship changes.  Clarify what you own, what you owe, your options for division and how those options will affect each of you.  Then take a look at what comes next based on the choices you have.

 

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Life Change Planning

Sudden change comes with uncertainty.  Even good news change like a financial gift.  If you're experiencing a change like career transition, job loss, change in health or inheritance/ significant financial gift- get advice so you understand your current situation and the options available.

 

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Personal Planning

Ready to stop asking yourself the same questions over and over?  Want to understand your current situation and how to make changes that last?  You need a plan.

 

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Business Planning

Businesses reflect not only the owner’s dreams and plans.  They also take on a life of their own, as economies, employees and technologies change.  Get a plan that looks at where you are, where you want to be, and how you're going to get there.  If you have business partners, get advice on aligning your collective goals with the business as it is today and how you want it to be.

 

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Latest Blog Posts

Want to buy a house? Now? How?
2021.04.11 - by: Sara McCullough
Want to buy a house? Now? How?   Buying or up-sizing your home is a big decision.  In the current real estate market, it can feel impossible.  How do you get the information that you need to make a decision on the right home for you?   Most of us are familiar with lenders ratios and pre-approvals.  Lenders are looking for your payments to be between 30-40% of your income.  30% includes mortgage payment, property tax and heating; 40% includes mortgage pay... Read more >>
Make your cash do its job
2021.03.29 - by: Sara McCullough
I have many conversations about cash with clients.  Most of them fall into 2 buckets- making sure that cash is available on time and doing it’s job & how to manage surprise money.   Make your cash do its job   Setting up your income to meet your expenses first, then your goals can be harder than it seems, for a number of reasons.  To straighten this out, I recommend a few steps:
  1. Determine your after-tax income- this is the amount that lands in you... Read more >>