Fee-Only Financial Planning / Advising in Kitchener Waterloo Cambridge - WD Development




Change the way you relate to your money





Step 1


Book a Meeting





Step 2


Start Planning





Step 3


Get Solutions





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Reduce Uncertainty, Understand Options, Choose Solutions


Concept of path branching to different directions

Family Separation Planning

Get advice on the what, how and what next when your relationship changes.  Clarify what you own, what you owe, your options for division and how those options will affect each of you.  Then take a look at what comes next based on the choices you have.


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Concept of winter changing to spring

Life Change Planning

Sudden change comes with uncertainty.  Even good news change like a financial gift.  If you're experiencing a change like career transition, job loss, change in health or inheritance/ significant financial gift- get advice so you understand your current situation and the options available.


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Personal Planning

Ready to stop asking yourself the same questions over and over?  Want to understand your current situation and how to make changes that last?  You need a plan.


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Business Planning

Businesses reflect not only the owner’s dreams and plans.  They also take on a life of their own, as economies, employees and technologies change.  Get a plan that looks at where you are, where you want to be, and how you're going to get there.  If you have business partners, get advice on aligning your collective goals with the business as it is today and how you want it to be.


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Latest Blog Posts

Canada Pension Plan: how to figure out what it means to you
2023.09.23 - by: Sara McCullough
Canada Pension Plan   When you are working, you contribute to the Canada Pension Plan based on your earned income.   Once you are age 60 or older, you can apply to receive payments.  The amount you receive is based on your earnings history, and possibly your personal situation.   The next few posts will answer a few questions about CPP.  It's important that you understand the program basics, where to find information about both the program in general an... Read more >>
How to fix financial mistakes
2023.07.12 - by: Sara McCullough
When you are hard on yourself about any mistake, including financial mistakes, it can help you find a solution or it can hold you in a place of stress, worry and continued mistakes.   There are often a number of ways to fix mistakes, including financial mistakes.   For today, consider starting with the poem Do not trust the erasrer by Rosamond S. King.  One of the most important parts of changing your finances is changing your mindset.  Developing solutions or cha... Read more >>